* Be at least 18 years old.
* Be of good moral character even if you honor a commitment.
* Have a minimum monthly source of income of €200.
* A loan granted but not repaid under the terms of the contract results in
prosecution accompanied by the publication of your identity card on all channels that are displayed in our agency. The transfer deadline is 48 hours maximum.
* Identity document scanned front and back.
* Copy of a bank or postal account.
* Latest electricity bill or any other equivalent document that can prove your address.
* Latest pay slip or any other document that can prove your monthly income.
Fixed annual rate of 2.80 to 3% depending on the amount borrowed and the duration of the loan.
You repay your loan over 6 to 360 months, as you choose.
Your personal loan repayments are adapted to your budget.
You can carry out one or more projects.
You will receive your financing within 48 hours after validation of your request by our administrators.
You do not have to provide any proof of use. You do what you want with your loan: you decide!
You can ask for your loan repayments to be adjusted upwards or downwards every 6 months.
You can ask for a monthly payment to be postponed each year.
You can repay all or part of your loan without penalty.
The borrower will have to sign a loan contract and a credit insurance certificate. The insurance covers you in the event of death, total and irreversible loss of autonomy, total incapacity to work due to illness or accident (no. 0081 FACL), and loss of employment due to compensated dismissal.